PCA has partnered with Higginbotham, one of the nation’s leading independent insurance firms, to explore whether an insurance program designed specifically for PCA members can be built. The goal is straightforward: better coverage, better pricing, and a carrier relationship that actually understands the premium cigar industry.
Before they can take that to market with confidence, data is needed. Carriers respond to numbers — and the stronger the picture of the membership’s risk profile, the stronger their negotiating position.
PCA is running a short member survey over the next 90 days. It takes 7–10 minutes to complete and asks basic questions about your operations — things like location, size, coverage types, and a copy of your current policy.
Even if a future group program isn’t the right fit for your business, your participation directly helps your fellow members. The more complete the data, the more credibility PCA carries into carrier conversations on behalf of the entire membership.
A formal NDA is in place between PCA and Higginbotham. Your individual responses will not be shared, sold, or used to solicit you with unsolicited calls or emails. This is purely about building the aggregate picture.


